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Thursday, February 19, 2026   /   by Joyce Dungca

The Price You Set Can Make (or Break) Your Sale

 


There’s one decision you're going to make when you sell that determines whether your house sells quickly, or it sits. Whether buyers make an offer, or scroll past it. Whether you walk away with the maximum return, or you end up cutting the price later.
And that’s your asking price.
The #1 Mistake Sellers Make Today: Trusting the Wrong Number
If you’re thinking of moving and trying to figure out what your house may sell for, it’s tempting to start with an online home value tool. They’re fast, free, and easy. And you don’t have to talk to anyone. But here’s the problem: they don’t know your house.
And that can be a bigger drawback than you realize.
Where Online Estimates Fall Short 
Online tools often lag behind the market. They look in the rearview mirror, relying on closed sales and delayed information. And in that sense, they’re using incomplete data.
That’s not a miss in how these sys ...

  team raj jaggi, buyers, sellers, housing market, home prices

Wednesday, February 18, 2026   /   by Joyce Dungca

The Real Reason Home Sales Slowed in January. And It’s Not What You Think.

 


If you saw headlines that talked about how “home sales fell sharply in January,” it probably raised an eyebrow – especially if you’re thinking about selling your house. But context matters.
Yes, in January, home sales declined. But that has more to do with seasonality and the weather than it does with any big drop off in demand. 
What’s Really Behind the Decline? 
Reports coming out of the National Association of Realtors (NAR) say the pace of home sales fell roughly 8.4% last month compared to the month before. And that’s true. But it isn’t necessarily cause for alarm. 
Data show it’s normal for sales to dip in January. In the last 4 years, that pattern has held true all but once. And sure, the decline we saw this year was a steeper drop off than the norm (the yellow bars on the right), but that can be explained too. More on that in a moment.
The really important p ...

  team raj jaggi, buyers, sellers, housing market, mortgage rates

Tuesday, February 17, 2026   /   by Joyce Dungca

Do You Know What Your House Is Really Worth

 
If there’s one number you should know as a homeowner, it’s how much your house is worth. Not your mortgage rate. Not the price you paid. What it’s valued at right now. Because home values jumped nearly 50% over the last five years, and if I were you, I’d want to know what that means for my house. If you want a free, no-pressure home value estimate, let’s connect. #HomeValues #HomeValueUpdate #KeepingCurrentMatters ...

  team raj jaggi, buyers, sellers, housing market, home owners

Monday, February 16, 2026   /   by Joyce Dungca

Move-Up Buyers Are Choosing New Construction

 


At some point, a house that once felt perfect just… doesn’t anymore.
Maybe you need more space.
Maybe working from home turned your dining room into a permanent office.
Maybe the layout just doesn’t match how you live now.
If your current house is starting to feel like it’s holding you back instead of supporting your life, it’s natural to think about making a move. But that brings up the next big question: once you sell, where do you go?
For a growing number of buyers, the answer is something brand new.
New Construction Is a More Popular Choice Lately
According to the National Association of Realtors (NAR), more people are buying new homes than they have in years. The latest annual data available shows 16% of homes purchased were newly built.
At first glance you may not see why that’s a big deal. But that’s actually the highest share of new home purchases in almost two decades. ...

  team raj jaggi, buyers, sellers, housing market, new construction homes

Thursday, February 12, 2026   /   by Joyce Dungca

Four Ways Your Home Equity Can Work for You

 


You may have heard homeowners today have a lot of equity built up. But what does that really mean? Let’s break it down.
Because your equity isn’t just a number, it’s a powerful asset that can help you take your next big step in life.
How Much Equity Does the Typical Homeowner Have?
Here’s how it works. As you pay down your loan and home prices rise through the years, the share of your home that you own free and clear grows. That’s your equity.
And according to data from the Census and ATTOM, two-thirds of homeowners have a substantial amount of it today.
39% own their home outright without owing anything on it. And another 27% have at least 50% equity in their homes (see chart below):
That’s a big deal. And just in case you’re wondering how that translates into real dollars, Cotality says the typical homeowner has almost $300k in equity today. That’s six figures.
And whether you have ...

  team raj jaggi, buyers, sellers, housing market, equity, home owners