Tuesday, July 8, 2025 / by Joyce Dungca
Should You Buy a Vacation Home?
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Blog
Monday, July 7, 2025 / by Joyce Dungca
What You Should Know About Getting a Mortgage Today
If you’ve been putting off buying a home because you thought getting approved would be too hard, know this: qualifying for a mortgage is starting to get a bit more achievable, but lending standards are still strong.
Lenders are making it slightly easier for well-qualified buyers to access financing, which is opening more doors for people ready to make a move.
So, if strict requirements were holding you back, this shift could be the opportunity you’ve been waiting for, without repeating the risky lending practices that led to the housing crash back in 2008.
Lenders Are Opening More Doors
Banks are offering credit to more people in an effort to boost activity in the housing market, including buyers who have lower credit scores or smaller down payments. And that means more people are getting approved for mortgages.
But it doesn’t mean we’re heading for another crash like 2008. Even with the slight easing lately, lending standards today are still much tight ...
Lenders are making it slightly easier for well-qualified buyers to access financing, which is opening more doors for people ready to make a move.
So, if strict requirements were holding you back, this shift could be the opportunity you’ve been waiting for, without repeating the risky lending practices that led to the housing crash back in 2008.
Lenders Are Opening More Doors
Banks are offering credit to more people in an effort to boost activity in the housing market, including buyers who have lower credit scores or smaller down payments. And that means more people are getting approved for mortgages.
But it doesn’t mean we’re heading for another crash like 2008. Even with the slight easing lately, lending standards today are still much tight ...
Thursday, July 3, 2025 / by Joyce Dungca
Think No One’s Buying Homes Right Now? Think Again.
If you’ve seen headlines saying home sales are down compared to last year, you might be thinking – is it even a good time to sell?
Here’s the thing. Sure, the pace of the market has cooled compared to the frenzy we saw just a few years ago, but that’s not a red flag. It’s a return to normal. And normal doesn’t mean nothing’s happening. Buyers are still out there – and homes are still selling.
Why? Because real life doesn’t pause for perfect conditions. There are always people who need to buy – and this year is no exception. Buyers who are in the middle of a big change in their lives, a new marriage, a growing family, or a new job still need to move, no matter where mortgage rates are. And they may be looking for a home just like yours.
Every Minute 8 Homes Sell
Let’s break it down using the latest sales data from the National Association of Realtors (NAR). Based on the current pace ...
Here’s the thing. Sure, the pace of the market has cooled compared to the frenzy we saw just a few years ago, but that’s not a red flag. It’s a return to normal. And normal doesn’t mean nothing’s happening. Buyers are still out there – and homes are still selling.
Why? Because real life doesn’t pause for perfect conditions. There are always people who need to buy – and this year is no exception. Buyers who are in the middle of a big change in their lives, a new marriage, a growing family, or a new job still need to move, no matter where mortgage rates are. And they may be looking for a home just like yours.
Every Minute 8 Homes Sell
Let’s break it down using the latest sales data from the National Association of Realtors (NAR). Based on the current pace ...
Wednesday, July 2, 2025 / by Joyce Dungca
Why Big Investors Aren’t a Challenge for Today’s Homebuyer
Remember the chatter in the headlines about all the homes big institutional investors were buying? If you were thinking about buying a home yourself, you may have wondered how you’d ever be able to compete with that. Here’s the thing. That’s not the challenge so many people think it is – especially right now.
Let’s break down what’s really going on and why the recent shift in the approach investors are taking could tip the scales in your favor.
Large Investors Are Pulling Back
The truth is institutional investors never represented as big a share of the housing market as people think. And now, they’re backing off even more.
Today, big real estate investors aren’t buying as many homes. In fact, they’re actually selling more than they’re buying.
According to data from Parcl Labs, 6 out of 8 of the largest institutional single-family rental investment companies in America sold more homes than they bought in ...
Let’s break down what’s really going on and why the recent shift in the approach investors are taking could tip the scales in your favor.
Large Investors Are Pulling Back
The truth is institutional investors never represented as big a share of the housing market as people think. And now, they’re backing off even more.
Today, big real estate investors aren’t buying as many homes. In fact, they’re actually selling more than they’re buying.
According to data from Parcl Labs, 6 out of 8 of the largest institutional single-family rental investment companies in America sold more homes than they bought in ...
Tuesday, July 1, 2025 / by Joyce Dungca
Top 5 Reasons To Hire a Real Estate Agent When You Sell
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