Va Loans | Blog

Tuesday, December 12, 2023   /   by Joyce Dungca

Down Payment Assistance Programs Can Help Pave the Way to Homeownership

If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step. But the reality is, you probably don’t need to put down as much as you think:

Data from NAR shows the median down payment hasn’t been over 20% since 2005. In fact, the median down payment for all homebuyers today is only 15%. And it’s even lower for first-time homebuyers at 8%. But just because that’s the median, it doesn’t mean you have to put that much down. Some qualified buyers put down even less.
For example, there are loan types, like FHA loans, with down payments as low as 3.5%, as well as options like VA loans and USDA loans with no down payment requirements for qualified applicants. But let’s focus in on another valuable resource that may be ab. ...

  buyers, home owners, home buyers, selling home, va loans, loans

Friday, November 10, 2023   /   by Joyce Dungca

VA Loans Help Heroes Achieve Homeownership [INFOGRAPHIC]

Some Highlights

VA home loans can help people who served our country become homeowners.
These loans can help qualified individuals purchase a VA-approved home or condo, build a new home, or enhance their current one.
Owning a home is the American Dream, and one way to show our appreciation to veterans is by providing them with important information about the advantages of VA home loans. ...

  team raj jaggi, buyers, sellers, home owners, homeownership, va loans, veterans