Wednesday, March 4, 2026 / by Joyce Dungca
You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder:
Is this the start of a crash?
What does this mean for my house?
Let’s clear this up right away. This is not a crash. And your home is not suddenly losing a lot of value.
The National Story – Prices Are Still Going Up
Here’s what often gets left out of what you’re seeing online. While some markets are experiencing slight declines, they’re the minority. Most places are still seeing prices rise or at the very least, hold steady.
That’s why, at the national level, home prices are still rising, just at a slower pace. According to the National Association of Realtors (NAR):
“Home prices continued to rise in the fourth quarter of 2025. National median prices rose 1.2% year over year to $414,900.”
That’s not the rapid g ...
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team raj jaggi, buyers, sellers, housing market, home prices, home owners
Tuesday, March 3, 2026 / by Joyce Dungca
Homebuilders are in deal mode right now. Here’s why. There are more new builds on the market than usual. Now, this doesn’t mean builders are overbuilding. But it does mean they're motivated to sell their current inventory before they build more – and that’s good for buyers like you. It’s why the majority are offering incentives like rate buydowns, closing cost credits, and free upgrades. And roughly one-third are even cutting prices. The opportunity to get a good deal is there. You just need a partner to help you make the most of it. DM me if you want to know which builders are offering the best incentives in our area. #NewConstruction #Homebuilders #KeepingCurrentMatters
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team raj jaggi, buyers, sellers, housing market, homebuilders, new construction
Monday, March 2, 2026 / by Joyce Dungca
What if you didn’t have a mortgage payment on your next house? It may sound a little unrealistic. But for a number of homeowners, it’s actually doable.
Nearly 3 in 10 homes purchased today are bought in cash, according to the National Association of Realtors (NAR). That’s far more than the pre-pandemic norm (see graph below):
So, how are so many buyers pulling that off? The answer is simple: home equity.
Back in 2020-2021, mortgage rates and the number of homes for sale were both at all-time lows. And that combination pushed home prices up, fast.
If you owned a home during that time, it likely gained significant value – maybe even enough to buy your next house in cash. NAR explains:
“. . . rising home equity has armed many existing homeowners with the financial leverage to make cash offers, allowing them to convert years of price appreciation into immediate purchasing power.”
Here&rsquo ...
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team raj jaggi, buyers, sellers, housing market, equity, mortgage
Thursday, February 26, 2026 / by Joyce Dungca
Let’s be clear: selling your house is absolutely possible right now. According to the National Association of Realtors (NAR), roughly 11k homes sell every day in this country.
And the sellers who are making their moves happen all have one thing in common: they’ve adjusted their strategy to match today’s market. They’re realizing inventory has grown. Homebuyers are more selective. And buyer expectations are higher.
The sellers who struggle are usually approaching today’s market with yesterday’s expectations. Here are the three biggest mistakes they're making – and how to avoid them.
1. Pricing Based on What Their Neighbor Got a Few Years Back
Setting your price is the most important decision you make when you sell – and the one that’s most often mishandled. Realtor.com data shows almost 1 out of 5 sellers in 2025 had to drop their price. Here’s what t ...
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team raj jaggi, buyers, sellers, housing market, home owners
Wednesday, February 25, 2026 / by Joyce Dungca
Renting can feel like the easier choice right now. There’s no big down payment. No dealing with surprise repairs. And no long-term commitment.
But then your rent goes up again. And again. And suddenly the thing that seemed flexible starts looking… expensive, especially considering you’re not building any equity. And once that happens, it’s easy to feel a little trapped in the cycle.
That’s because there’s so much chatter today about how buying a home isn’t affordable. But the truth is, the math may work out better than you'd expect based on what’s changed recently.
Buying Is More Affordable Than Renting in Many Areas
In a lot of places today, owning a home actually costs less each month than renting a 3-bedroom home. And recent data from ATTOM shows that’s true in nearly 58% of counties across the U.S. (see chart below).
And that's after you factor in things like ...
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team raj jaggi, buyers, sellers, housing market, rent vs buy