Tuesday, October 21, 2025 / by Joyce Dungca
If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth.
The data doesn’t point to a crash. It points to slow, continued growth.
And sure, it’s going to vary by local area. Some markets will see prices rise more than others. And some may even see small, short-term declines. But the big picture is: home prices are expected to rise nationally, not fall, over the next 5 years.
The Real Story Is in the Expert Forecasts
In the Home Price Expectations Survey (HPES) from Fannie Mae, each quarter over 100 leading housing market experts weigh in on where they project home prices will go from here. And in the report that was just released, the experts agree prices are projected to climb nationally through at least 2029 (see graph below):
Here’s how to read this visual. Each bar in that graph shows ...
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team raj jaggi, buyers, sellers, housing market, home prices
Tuesday, October 21, 2025 / by Joyce Dungca
Staged homes get up to 10% more views, and they sell 73% faster than homes that aren’t staged. That’s not a coincidence. But it is what happens when your house stands out online. If selling quickly is your goal, staging may be a smart strategy – especially now that there are more homes for sale. To go over your options and my recommendation based on your budget (and timeline), DM me. #HomeStaging #HomeSellingTips #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, home staging
Thursday, October 16, 2025 / by Joyce Dungca
If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a little bit easier.
Let’s break this down into real dollars, so you can see the difference this could make for you (and your move).
Monthly Payments Are Coming Down
One of the clearest signs of this shift is in monthly payments. The latest data from Redfin shows mortgage payments on a median-priced home are now $283 lower than they were just a few months ago (see graph below):
This kind of monthly savings adds up fast, and totals nearly $3,400 over the course of a year.
While this isn’t enough to completely change the affordability game overnight, think about it this way. When you’re putting together a ...
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team raj jaggi, buyers, sellers, housing market, mortgage rates, mortgage payment
Wednesday, October 15, 2025 / by Joyce Dungca
After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same.
More Homes Will Sell
With all of the affordability challenges at play over the past few years, many would-be movers pressed pause. But that pause button isn’t going to last forever. There are always people who need to move. And experts think more of them will start to act in 2026 (see graph below):
What’s behind the change? Two key factors: mortgage rates and home prices. Let’s dive into the latest expert forecasts for both, so you can see why more people are expected to move next year.
Mortgage Rates Could Continue To Ease
The #1 thing just about every buyer has been looking for is lower mortgage rates. And after peaking near 7% earlier this year, rates have started to ease.
The lates ...
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team raj jaggi, buyers, sellers, housing market, home prices, mortgage rates
Tuesday, October 14, 2025 / by Joyce Dungca
Have you heard? 1 in 5 sellers are dropping their asking price right now. And that opens the door for buyers like you to negotiate for a better price. You’ve got more leverage than you’ve had in years. Want to know which negotiation tactics are actually working for buyers here in our local market? DM me and I’ll give you the details. #Homebuying #HousingMarketUpdates #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, home prices