Pre-Qualification | Blog

Friday, September 17, 2021   /   by Raj Jaggi

HOME IMPROVEMENT TRENDS

Trends in home improvement are constantly changing. Whether you're planning to sell your home or simply want to improve your quality of life, the return on investment is critical when making home upgrades. As the housing market continues to rise in price, more people are considering investing in their homes in order to profit from them. Others are doing house upgrades to guarantee that their home meets all of their requirements in the event that they will be staying there for a lengthy period of time. Not all house improvements increase a home's value. In a competitive real estate market, updating a home is sometimes a requirement, and those upgrades are expected, which may help to retain the home's value. Today, we'll look at what adds value and has a good return on investment, as well as what doesn't.
What drives homeowners to invest in Improvement Trends?
Most people's perceptions of their houses have shifted as a result of the Covid-19 Pandemic. Because of the amount of ti. ...

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Friday, September 10, 2021   /   by Raj Jaggi

NEW LISTINGS

(Click on the image to preview the home) 
1062 Hillside Boulevard, New Hyde Park, NY 11040
Check out our outstanding VIRTUAL TOUR, this is a great opportunity to experience the home as if you were there in person! Don’t just glance at the images—click your way through to get the full effect of this home HERE!
Welcome to this Beautiful Colonial House Located in an ideal location of New Hyde Park. The home has 4 Bedrooms and 3 Bathrooms. It's a Gut Renovated Home with Mother Daughter Set Up. Features include Gas Heat, Formal Dining Room, Eat-in Kitchen, and a Full Finished Basement w/OSE. Close to all amenities!! Must see!!

(Click on the image to preview the home) 
88 East Avenue, Hicksville, NY 11801 
Check out our outstanding VIRTUAL TOUR, this is a great opportunity to experience the home as if you were there in person! Don’t just glance at the images—click your way through to get the full effect of this home HERE!
Welcome to this beau. ...

  team raj jaggi, buyers, sellers, top team, award winning, long island, new york, housing market, your home sold guaranteed or we'll buy it, first-time home buyers, nassau, raj has buyer, new listing, pre-approval, pre-commitment, pre-qualification

Friday, September 3, 2021   /   by Raj Jaggi

NEW LISTINGS

(Click on the image to preview the home) 
1188 Tulip Avenue, Franklin Square, NY 11010
Open House: Friday (9/03/21) from 5:30PM-7:00PM, Saturday (9/04/21) from 2:30PM-4:00PM, & Sunday (9/05/21) from 2:30PM-4:00PM
Come Check Out this Mesmerizing Hi Ranch in the Heart of Franklin Square. This Fully Updated Dream Home boasts a Lavish Living Room, Formal Dining Room, Modern Eat-in Kitchen w/SS Appliances, Granite countertops, Center Island..5 Beautiful Bedrooms and 3 Full Baths..Home Office..Hardwood Floors and High Hats all over..Huge Private Parking..Gas Heat..Scenic Backyard to spend time with friends & family..Close to all amenities..Must see !!

(Click on the image to preview the home) 
2545 New York Avenue, Melville, NY 11747 
Open House: Saturday (9/04/21) & Sunday (9/05/21) from 11:30AM-1:00PM 
Charming & Immaculate Split level Home in Melville in the Half-Hollow Schools District! This house boasts 3 b ...

  team raj jaggi, buyers, sellers, top team, award winning, long island, new york, best of zillow, housing market, your home sold guaranteed or we'll buy it, first-time home buyers, homes, nassau, raj has buyer, new listing, home evaluation, pre-approval, suffolk, top agent magazine, builders, construction, cash offer in 24 hours, hicksville, pre-commitment, pre-qualification

Wednesday, August 25, 2021   /   by Raj Jaggi

PRE-QUALIFICATION, PRE-APPROVAL, OR PRE-COMMITMENT.. WHAT DO THEY MEAN?

During the process of buying a house, these financial terms come up and can be very overwhelming. Everyone says having a pre-WHATEVER will put you ahead of other home buyers, but you are not sure what it means! Today we are going to clear up the confusion by helping you better understand the terms. 
1. Pre-qualification
When engaging with a lender, the most informed choice for a borrower to choose. A borrower can speak with a loan officer about his or her income, assets, and debt, and the loan officer will inform the borrower how much of a mortgage he or she will likely qualify for.
2. Pre-approval
A pre-approval indicates the loan officer has looked through the borrower's financial information, which includes: W-2 Statements, Current Paystubs, Recent Tax Returns, Proof of Income for Spouse/Partner, Bank Statements, and Credit Report.

A pre-approval letter confirms that a borrower is legally qualified to take out a loan up to a given amount. It isn't legally binding,. ...

  team raj jaggi, buyers, long island, new york, top team, award winning, best of zillow, housing market, nassau, your home sold guaranteed or we'll buy it, first-time home buyers, homes, new listing, raj has buyer, suffolk, pre-approval, pre-commitment, pre-qualification

Tuesday, May 18, 2021   /   by Raj Jaggi

Attention First Time Home Buyers - Get Your Pre-Commitment

First time home buyers - this is the time of the year and the 'Year' to buy a new Home on Long Island! The market is hot and the interest rates are still LOW!!
Inventory is limited and when you are trying to put in a new offer the competition is endless.
So how can you get your offer ahead of other home buyers?
We will explain you the basic terms so that you will a direction on what can be done next.
Finance and Lending can be complicated terms to start with, so we will just explain the basic terms like pre-qualification, pre-approval & pre-commitment.
Remember we are here to help you out with any of these, once you are ready to BUY your Dream Home!


What is Pre-qualification?
A pre-qualification is informal option for a borrower to consider when working with a lender. A borrower can review his or her income, assets, and debt over the phone with a loan officer, and the loan officer will tell the borrower how much of a mortgage he or she will likely qualify for.
The e ...

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