Wednesday, August 25, 2021 / by Raj Jaggi
During the process of buying a house, these financial terms come up and can be very overwhelming. Everyone says having a pre-WHATEVER will put you ahead of other home buyers, but you are not sure what it means! Today we are going to clear up the confusion by helping you better understand the terms.
1. Pre-qualification
When engaging with a lender, the most informed choice for a borrower to choose. A borrower can speak with a loan officer about his or her income, assets, and debt, and the loan officer will inform the borrower how much of a mortgage he or she will likely qualify for.
2. Pre-approval
A pre-approval indicates the loan officer has looked through the borrower's financial information, which includes: W-2 Statements, Current Paystubs, Recent Tax Returns, Proof of Income for Spouse/Partner, Bank Statements, and Credit Report.
A pre-approval letter confirms that a borrower is legally qualified to take out a loan up to a given amount. It isn't legally binding,. ...
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Wednesday, August 25, 2021 / by Raj Jaggi
Ok sellers we know you have all been told that staging a home, meaning putting in some furniture so that when clients walk through they can picture themselves living there, will lead to a better sale than an empty house. And it's true, after surveying over 900 top real estate agents in the United States it's been found that close to 70% of staged homes sell more! Today we are going to discuss how to stage your home the right way!
1. Brighten Up: Avoid Dark Rooms at all times, make use of natural light. Put up the blinds and fold the curtains. To lighten up rooms with no natural lighting use light fixtures, lamps, mirrors, and anything else that serves to illuminate and reflect light are all welcome additions.
2. Depersonalize: Buyers want to imagine themselves living in the home and seeing pictures of THEIR family! Not yours! Remove personal items like photos, collections, awards, and collectibles.
3. Tidy up: Goes without saying but make sure to avoid clutter in th; ...
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Friday, August 20, 2021 / by Raj Jaggi
(Click on the image to preview the home)
58 Motor Avenue, Farmingdale, NY 11735
Open House: Saturday (8/21/21) from 12:00PM-1:30PM & Sunday (8/22/2021) from 12:00PM-1:30PM
This Splendid Split level house in Farmingdale has everything that you are looking for!! This Dreamhouse boasts 5 Beautiful Bedrooms, 4 Baths, Lavish Living Areas, Formal Dining Rooms, a Gorgeous Kitchen with SS Appliances and Granite Counters, Open Floor Plan. Full Finished Basement..Gas Heat..Private parking..Huge Lush Green Backyard to spend quality time with friends and family..Close to all amenities..Do not miss out on this one !!
(Click on the image to preview the home)
1024 Glen Drive, Franklin Square, NY 11010
Open House: Saturday (8/21/21) from 12:00PM-1:30PM & Sunday (8/22/2021) from 3:00PM-4:30PM
Check out this Enticing Expanded Cape in Franklin Square..This Beautiful Brick House Boasts 4 Bedrooms & 3 Full Baths, Forma ...
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team raj jaggi, buyers, sellers, top team, award winning, long island, best of zillow, housing market, your home sold guaranteed or we'll buy it, first-time home buyers, homes, nassau, new listing, raj has buyer
Thursday, August 19, 2021 / by Raj Jaggi
When buying a home you can't even imagine the amount of planning, moving, and negotiating that goes into play. Today we want to share with you some tips on how to ease the load. Here are 7 tips for our first-time home buyers. To make the process resume smoothly.
1. SAVING IS IMPORTANT: When buying a home you need to make a downpayment, the required amount for your downpayment will depend on the type of mortgage you choose. On top of a downpayment, you have closing costs! These are fees and expenses that must be paid in order to finalize your purchase. Lastly moving expenses, furniture, home repairs, and possible upgrades. You definitely want to keep some money aside after your home closes to move your belongings or buy new ones. So start saving early so you can have the wiggle room for when the expenses come up!
2. Budget: Everyone has that dream home but make sure you can afford it! It's important to stay within a budget when shopping for a home even if that means making cer. ...
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Friday, August 13, 2021 / by Raj Jaggi
NEW LISTINGS:
(Click on the image to preview the home)
122 Kingfisher Road, Levittown, NY 11756
Check out this Enticing Colonial in Levittown expanded in 2800 square feet area. This Dream House features Open Concept Spacious Living Area, Formal Dining Room, a Gorgeous kitchen with SS appliances, Center Island & Granite counters, 4 Beautiful Bedrooms, and a Lavish Master with Walk-in closets. Hardwood floors & high hats are all over. A wonderful Scenic Backyard to spend quality time with friends & family. This house has everything that you are looking for!! Must See!!
(Click on the image to preview the home)
46 Rugby Road, Westbury, NY 11590
Check out this Mesmerizing Biggest Hi Ranch in Westbury. This Beautiful Mother Daughter House features Huge Open Concept Living Rooms, Formal Dining Room, 2 Modern Eat-in Kitchens w/SS appliances, Center Island & Granite counters, 6 Gorgeous Bedrooms, 2 Baths, Home Office, Gas Heat, Central AC,. ...
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team raj jaggi, buyers, sellers, top team, award winning, best of zillow, housing market, new york, long island, nassau, raj has buyer, your home sold guaranteed or we'll buy it, first-time home buyers, new listing, suffolk, pre-approval
