Housing Market | Blog

Thursday, January 15, 2026   /   by Joyce Dungca

Are Big Investors Really Buying Up All the Homes? Here’s the Truth.

 


It’s hard to scroll online lately without seeing some version of this claim:
“Big investors are buying up all the homes.”
And honestly, if you’re a homebuyer who’s lost out on a few offers, that idea probably sounds believable. When homes are expensive and competition is tight, it’s easy to assume giant companies are scooping everything up behind the scenes.
But here’s the thing: what people assume is happening and what the data actually shows aren’t always the same.
Let’s look at what’s really happening with large institutional investors in today’s housing market – because the numbers tell a much different story than the headlines.
The Number Most People Won’t See Online
Let’s start with the most important stat. According to John Burns Research & Consulting (JBREC), large institutional investors – those that own 100 or more homes – made up just 1. ...

  team raj jaggi, buyers, sellers, housing market, home buyers

Wednesday, January 14, 2026   /   by Joyce Dungca

The #1 Regret Sellers Have When They Don’t Use an Agent

 


Want to know the #1 thing homeowners regret when they sell without an agent? It’s that they didn’t price their house correctly for their current market.
According to the latest data from the National Association of Realtors (NAR), those sellers agree pricing their home effectively was the hardest part of the process.
Top 5 Most Difficult Task for Sellers Who Didn’t Use an Agent:

Getting the price right
Preparing or fixing up the house
Selling within the desired time frame
Handling all the legal documents
Finding the time to manage all aspects of the sale

And that makes sense. Pricing isn’t as simple as picking a number from an online estimate or copying what your neighbor got last year. It takes real insight into:

What buyers are actually willing to pay today
How much competition you have in your area
What similar homes nearby are really selling for
How desirable your area or neighborhood is
The ...

  team raj jaggi, buyers, sellers, housing market, home prices, home owners

Tuesday, January 13, 2026   /   by Joyce Dungca

Mortgage Rates Are Down a Full Percentage Point in One Year

 


Mortgage rates are down a full percentage point since last year. That recent drop doesn’t sound dramatic, until you realize how much it can already save you on the typical $400k loan. Compared to buying in January of last year, that saves you more than $330 a month and almost $120k over the life of your loan. That’s the difference just one year makes. If buying didn’t work for you last year, let’s re-run the numbers and see if 2026 could finally be your year. #MortgageRates #Affordability #KeepingCurrentMatters ...

  team raj jaggi, buyers, sellers, housing market, mortgage rates

Monday, January 12, 2026   /   by Joyce Dungca

The Credit Score Myth That’s Holding Would-Be Buyers Back

 


Would-be homebuyers aren’t sitting on the sidelines because they don’t want to buy. They’re sitting out because they think they can’t. And sometimes, it’s their credit score that’s holding them back.
According to a Bankrate survey, 2 out of every 5 (42%) Americans believe you need excellent credit to qualify for a mortgage. That may be why, when renters are asked why they don’t own yet, “my credit isn’t good enough” comes up often.
Maybe you’re in the same boat. You look at your score, see it’s not where you want it to be, and assume buying your first place just isn’t realistic right now.
But here’s what you need to know.
Even though a lot of people assume you need flawless credit to buy a house, that’s not necessarily the case.
You Don’t Need Perfect Credit To Buy a Home
So, where’s this myth come from? Part of the confusion stems from ...

  team raj jaggi, buyers, sellers, housing market, home buyers, credit score

Thursday, January 8, 2026   /   by Joyce Dungca

2026 Housing Market Forecast Snapshot

 
Wondering what 2026 has in store for the housing market? Here’s a quick snapshot of what the experts are saying. Mortgage rates are going to stay in the low 6s. There will be more homes to choose from. And price growth is going to slow down. That combination will help affordability improve even more this year, but it’s going to look different market to market. Want to know what’s expected for our area? DM me or drop a comment below. ##HousingMarketForecast # #KeepingCurrentMatters # #RealEstateUpdate ...

  team raj jaggi, buyers, sellers, housing market