Homeownership | Blog

Thursday, June 4, 2026   /   by Joyce Dungca

What Rising Inflation Means for Your Move

 


Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.
Inflation Went Up – Here’s What That Actually Means
The government tracks inflation in a variety of ways. One is something called PCE – the Personal Consumption Expenditures Price Index. It measures how much more (or less) people are paying for goods and services compared to a year ago. And just based on your own expenses, you can probably guess which way that’s trending.
That’s the one everyone is talking about right now. Check out the yellow line to see how that’s spiked since February (see graph below). A big driver of this jump is the ongoing conflict in the Middle East, which has pushed gas and energy prices significantly higher.

Now, you may have noticed there’s a second li ...

  team raj jaggi, buyers, sellers, housing market, equity, homeownership, mortgage

Monday, May 25, 2026   /   by Joyce Dungca

What Most Veterans Don't Know About Their VA Home Loan Benefit

 


Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.
But many are closer than they think. And you might be, too.
If you’re a Veteran, you probably know the Veterans Affairs (VA) home loan benefit exists – it's been around for over 80 years. What you might not know is what it actually covers. Three misconceptions trip up Veterans the most (see graph below):
Any one of those beliefs could be holding you back. Let’s walk through all three, so you have the information you really need.
You May Not Have To Put Any Money Down
The potential to put zero money down is probably the biggest perk of a VA loan, but most homebuyers don’t even realize that’s an option. According to the NewDay USA survey, many respondents guessed they’d need to save somewhere between $10,000 and $19,900 before they could buy. That’s years of saving for an upfront cost that isn ...

  team raj jaggi, buyers, sellers, housing market, homeownership

Thursday, April 9, 2026   /   by Joyce Dungca

When Buying a Home Feels Out of Reach, Some Families Do This Instead

 


For a lot of people, the math on buying a home just doesn’t really work right now. Maybe that’s how it feels for you too. You look at the cost of buying. Then you look at the cost of childcare. And it starts to feel like you have to choose one or the other.
But some families are finding a way to make both work by doing something a little different: teaming up to purchase a multi-generational home.
One Reason This Is Becoming More Common
It’s no secret that affordability has been a challenge in recent years. But for families with young kids, there’s an added layer that can make it feel even harder: childcare.
According to the Department of Health and Human Services, childcare should take up no more than 7% of your monthly income. But in reality, the average married couple spends closer to 10% (see map below):
When you combine that with the cost of buying a home, it’s easy to see why things can feel stret ...

  team raj jaggi, buyers, sellers, housing market, homeownership

Tuesday, February 10, 2026   /   by Joyce Dungca

Reasons To Fall in Love with Homeownership List

 
Renting isn’t bad . . . but some relationships are meant to be temporary. For a lot of people, there comes a point when flexibility starts feeling like uncertainty, and they want something more committed, more stable. If that sounds like you, maybe it’s time to stop renewing your lease and start falling in love with homeownership instead. Ready to break up with renting? DM me and let’s talk it through. #Homebuying #Homeownership #KeepingCurrentMatters ...

  team raj jaggi, buyers, sellers, housing market, homeownership, home buying

Monday, February 9, 2026   /   by Joyce Dungca

Why Townhomes Are Popular with Today’s First-Time Buyers

 


Buying your first home can feel frustrating when the numbers don’t line up the way you expected. You may know you’re ready but finding something that fits your life and your budget is the hard part.
That’s where townhomes come in.
Townhomes are becoming a bigger part of today’s housing supply, and that shift is opening doors for first-time buyers in a way we haven’t seen in years. That’s because they offer a more realistic path to step into homeownership without stretching yourself too thin, especially in a market where affordability can still feel tight.
There Are More Townhomes To Choose From
Builders are building more townhomes than they have in decades. In fact, when you look at data from the National Association of Home Builders (NAHB), nearly 1 in 5 new single-family homes being built today is a townhome. That's the highest share on record (see graph below):

T ...

  team raj jaggi, buyers, sellers, first-time home buyers, homeownership, home builders