Home Owners | Blog

Wednesday, March 4, 2026   /   by Joyce Dungca

Are Home Prices Dropping? Here’s the Real Story.

 


You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder:
Is this the start of a crash?
What does this mean for my house?
Let’s clear this up right away. This is not a crash. And your home is not suddenly losing a lot of value.
The National Story – Prices Are Still Going Up
Here’s what often gets left out of what you’re seeing online. While some markets are experiencing slight declines, they’re the minority. Most places are still seeing prices rise or at the very least, hold steady.
That’s why, at the national level, home prices are still rising, just at a slower pace. According to the National Association of Realtors (NAR):
“Home prices continued to rise in the fourth quarter of 2025. National median prices rose 1.2% year over year to $414,900.”
That’s not the rapid g ...

  team raj jaggi, buyers, sellers, housing market, home prices, home owners

Thursday, February 26, 2026   /   by Joyce Dungca

Top Mistakes Homeowners Are Making in 2026 (And How To Avoid Them)

 


Let’s be clear: selling your house is absolutely possible right now. According to the National Association of Realtors (NAR), roughly 11k homes sell every day in this country.
And the sellers who are making their moves happen all have one thing in common: they’ve adjusted their strategy to match today’s market. They’re realizing inventory has grown. Homebuyers are more selective. And buyer expectations are higher.
The sellers who struggle are usually approaching today’s market with yesterday’s expectations. Here are the three biggest mistakes they're making – and how to avoid them.
1. Pricing Based on What Their Neighbor Got a Few Years Back
Setting your price is the most important decision you make when you sell – and the one that’s most often mishandled. Realtor.com data shows almost 1 out of 5 sellers in 2025 had to drop their price. Here’s what t ...

  team raj jaggi, buyers, sellers, housing market, home owners

Tuesday, February 17, 2026   /   by Joyce Dungca

Do You Know What Your House Is Really Worth

 
If there’s one number you should know as a homeowner, it’s how much your house is worth. Not your mortgage rate. Not the price you paid. What it’s valued at right now. Because home values jumped nearly 50% over the last five years, and if I were you, I’d want to know what that means for my house. If you want a free, no-pressure home value estimate, let’s connect. #HomeValues #HomeValueUpdate #KeepingCurrentMatters ...

  team raj jaggi, buyers, sellers, housing market, home owners

Thursday, February 12, 2026   /   by Joyce Dungca

Four Ways Your Home Equity Can Work for You

 


You may have heard homeowners today have a lot of equity built up. But what does that really mean? Let’s break it down.
Because your equity isn’t just a number, it’s a powerful asset that can help you take your next big step in life.
How Much Equity Does the Typical Homeowner Have?
Here’s how it works. As you pay down your loan and home prices rise through the years, the share of your home that you own free and clear grows. That’s your equity.
And according to data from the Census and ATTOM, two-thirds of homeowners have a substantial amount of it today.
39% own their home outright without owing anything on it. And another 27% have at least 50% equity in their homes (see chart below):
That’s a big deal. And just in case you’re wondering how that translates into real dollars, Cotality says the typical homeowner has almost $300k in equity today. That’s six figures.
And whether you have ...

  team raj jaggi, buyers, sellers, housing market, equity, home owners

Thursday, January 29, 2026   /   by Joyce Dungca

Why So Many Homeowners Are Downsizing Right Now

 


For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real.
According to Realtor.com and the Census, nearly 12,000 people will turn 65 every day for the next two years. And the latest data shows as many as 15% of those older Americans are planning to retire in 2026. And another 23% will do the same in 2027.
If you’re considering retiring soon too, here’s what you should be thinking about.
Why Downsize?
Now's the perfect time to reflect on what you want your life to look like in retirement. Because even though your finances will be going through a big change, you don’t necessarily want to feel like you’re living with less.
But odds are, what you do want is for life to feel easier.
Easier to enjoy.
Easier to manage.
Easier to maintain day-to-day.
The Top Reasons People Over 60 Move
You can see these ben ...

  team raj jaggi, buyers, sellers, housing market, home owners, downsizing