Friday, February 16, 2024 / by Joyce Dungca
If you’re trying to buy a home but are having a hard time finding something in your budget, here’s something that can help: consider condos and townhomes.
They may better fit your budget, can help you start building equity, and tend to require minimal upkeep and less maintenance.
Looking at condos and townhomes can make it easier to find and buy a home. When you're ready, let’s connect. ...
Friday, February 9, 2024 / by Joyce Dungca
In today's housing market, you can still come out on top if you have the right team and plan.
To win when buying a home, you need to build your team, make strategic plays, consider what’s in and out of bounds, and stand out from the crowd.
Let’s connect today to make your winning move. ...
Wednesday, February 7, 2024 / by Joyce Dungca
On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024.
What Pre-Approval Is
As part of the homebuying process, your lender will look at your finances to figure out what they’re willing to loan you. According to Investopedia, this includes things like your W-2, tax returns, credit score, bank statements, and more.
From there, they’ll give you a pre-approval letter to help you understand how much money you can borrow. Freddie Mac explains it like this:
“A pre-approval is an indication from your lender that they are willing to lend you a certain amount of money to buy your future home. . . . Keep in mind that the loan amount in the pre-approval letter is the lender’s maximum offer. Ultimately, you should only borrow an amount you are comfor. ...
Friday, January 5, 2024 / by Joyce Dungca
Planning to buy a home in 2024? Here’s what to focus on.
Improve your credit score, plan for your down payment, get pre-approved, and decide what’s most important to you.
Let’s connect so you have expert advice on how to achieve your homebuying goals this year. ...
Friday, December 8, 2023 / by Joyce Dungca
Here are the key milestones you’ll encounter on your path to homeownership.
From building your team, to house hunting, all the way to moving into your new home – it’s an exciting adventure.
Your journey starts here. Let’s connect so you have expert guidance each step of the way. ...