Home Buying | Blog

Wednesday, January 7, 2026   /   by Joyce Dungca

Thinking about Selling Your House As-Is? Read This First.

 


If you’re thinking about selling your house this year, you may be torn between two options:

Do you sell it as-is and make it easier on yourself? No repairs. No effort.
Or do you fix it up a bit first – so it shows well and sells for as much as possible?

In 2026, that decision matters more than it used to. Here’s what you need to know.
More Competition Means Your Home’s Condition Is More Important Again
Over the past year, the number of homes for sale has been climbing. And this year, a Realtor.com forecast says it could go up another 8.9%. That matters. As buyers gain more options, they also re-gain the ability to be selective. So, the details are starting to count again.
That’s one reason most sellers choose to make some updates before listing. 
According to a recent study from the National Association of Realtors (NAR), two-thirds of sellers (65%) completed minor re ...

  team raj jaggi, buyers, sellers, housing market, real estate agents, home buying

Thursday, December 18, 2025   /   by Joyce Dungca

Is January the Best Time To Buy a Home?

 


You may not want to put your homebuying plans into hibernation mode this winter. While a lot of people assume spring is the ideal time to buy a house, new data shows January may actually be the best time of year for budget-conscious buyers. 
Kind of surprising, right? Here’s why January deserves a serious look.
1. Prices Tend To Be Lower This Time of Year
Lending Tree says January is the least expensive month to buy a home. And there’s something to that. January has historically offered one of the lowest price-per-square-foot points of the entire year. But the spring? That’s when demand (and prices) usually peak. And that’s not speculation – it's a well-known trend based on years of market data.
So, how much less are we talking? Here’s a look at the numbers. According to the last full year of data, for the typical 1,500 square foot house, buyers who closed on their home in January paid ar ...

  team raj jaggi, buyers, sellers, housing market, home buying

Monday, December 15, 2025   /   by Joyce Dungca

How To Stretch Your Options, Not Your Budget

 


One of the biggest homebuying advantages you can give yourself today is surprisingly simple: a flexible wish list.
Think of it like this. Your wish list and your budget are the guardrails of your search. And when your budget needs to hold firm, there’s another lever you can pull. That’s seeing if you truly need all of your desired features. Because the truth is, a small compromise could be the difference between feeling stuck and getting the keys to your next home.
The data shows more buyers are using that strategy to offset affordability hurdles in today’s market. A recent study from Cotality found most buyers (70%) ended up compromising on one or more items from their original wish list. But before they started searching, only 33% expected to compromise at all:
What changed? They realized something during the search. The things you can’t change matter far more than the ...

  team raj jaggi, buyers, sellers, housing market, real estate agents, home buying

Tuesday, December 9, 2025   /   by Joyce Dungca

The Winter Guides for Buyers and Sellers Are Here

 
Winter just got a whole lot easier for anyone planning a move. The new Winter Buyer & Seller Guides are officially live and they’re packed with updates, forecasts, and practical advice for today’s market. Want the info buyers and sellers are using to stay one step ahead? DM me “BUYER GUIDE” or “SELLER GUIDE” based on which one you need. And I’ll send you a digital copy. #Homebuying #SellYourHouse #KeepingCurrentMatters ...

  team raj jaggi, buyers, sellers, housing market, home buying

Tuesday, November 11, 2025   /   by Joyce Dungca

The VA Home Loan Advantage: What Every Veteran Should Know Right Now

 


If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there. The chance to buy a home without having a down payment.
Unfortunately, 70% of Veterans (that's 7 out of every 10) don’t know about this benefit, according to Veterans United.
And that’s a big missed opportunity for those who’ve earned this benefit through service. So, let’s break down what you really need to know about Veterans Affairs (VA) home loans right now.
Why VA Home Loans Can Be a Great Option
For nearly 80 years, VA loans have made homeownership possible for millions of Veterans and active-duty service members. Here are just a few of the top perks according to the Department of Veteran Affairs:

Options for $0 Down Payment: Many Veterans can buy a home without spending years saving up.
Fewer Upfront Costs: The VA limits which types of closi ...

  team raj jaggi, buyers, sellers, housing market, homeownership, home buying, downpayments, veterans loan