Thursday, January 15, 2026 / by Joyce Dungca
It’s hard to scroll online lately without seeing some version of this claim:
“Big investors are buying up all the homes.”
And honestly, if you’re a homebuyer who’s lost out on a few offers, that idea probably sounds believable. When homes are expensive and competition is tight, it’s easy to assume giant companies are scooping everything up behind the scenes.
But here’s the thing: what people assume is happening and what the data actually shows aren’t always the same.
Let’s look at what’s really happening with large institutional investors in today’s housing market – because the numbers tell a much different story than the headlines.
The Number Most People Won’t See Online
Let’s start with the most important stat. According to John Burns Research & Consulting (JBREC), large institutional investors – those that own 100 or more homes – made up just 1. ...
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team raj jaggi, buyers, sellers, housing market, home buyers
Monday, January 12, 2026 / by Joyce Dungca
Would-be homebuyers aren’t sitting on the sidelines because they don’t want to buy. They’re sitting out because they think they can’t. And sometimes, it’s their credit score that’s holding them back.
According to a Bankrate survey, 2 out of every 5 (42%) Americans believe you need excellent credit to qualify for a mortgage. That may be why, when renters are asked why they don’t own yet, “my credit isn’t good enough” comes up often.
Maybe you’re in the same boat. You look at your score, see it’s not where you want it to be, and assume buying your first place just isn’t realistic right now.
But here’s what you need to know.
Even though a lot of people assume you need flawless credit to buy a house, that’s not necessarily the case.
You Don’t Need Perfect Credit To Buy a Home
So, where’s this myth come from? Part of the confusion stems from ...
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team raj jaggi, buyers, sellers, housing market, home buyers, credit score
Tuesday, January 6, 2026 / by Joyce Dungca
Many first-time buyers hit the same wall: saving enough for their down payment. In fact, a study found 31% of first-time buyers say it’s the hardest part of the entire homebuying process. But here’s something that could make that a whole lot easier. Even though most people aren’t aware, there are 2,624 down payment assistance programs available right now. And, qualifying buyers receive an average of $17k to use toward their purchase. That’s real money that can help you buy sooner than you ever thought possible. Want to see what you could qualify for? Reach out to a trusted lender today. #DownPayment #HomebuyingTips #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, first-time home buyers
Tuesday, December 2, 2025 / by Joyce Dungca
Online searches for “homes for sale” are up more than 20% since last year. Now, that doesn’t mean buyers are flooding the market. But it does mean interest is picking back up. If you’ve been wondering whether anyone’s even looking right now, this is your sign the market isn’t frozen. There are buyers out there doing their homework and preparing for their next move. If you want your house in front of those people, let’s talk strategy. #HomesForSale #HousingMarketUpdate #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, home buyers
Thursday, November 27, 2025 / by Joyce Dungca
Homebuyers are weighing their options right now, and they certainly have a lot on their minds. With everything going on in the job market, the economy, and more – there's a lot to think about these days. And maybe that’s making you wonder if it really makes sense to buy a home right now.
But here’s what many recent buyers would tell you: even with all that, making a move is worth it.
And this is why they’re thankful they went ahead and took the plunge already. Life doesn't wait for better market conditions. So, your decision shouldn't be about trying to time the market perfectly. It should be about moving when the time is right for you and what you need – and it’s different for everyone.
The Real Reasons People Bought a Home
According to the latest report from the National Association of Realtors (NAR), what’s really driving today’s moves is the desire for something bette ...
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team raj jaggi, buyers, sellers, housing market, home buyers, downsizing