Wednesday, November 5, 2025 / by Joyce Dungca
If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know.
Even with small price declines in some markets, data shows you’re likely still way ahead. And that’s thanks to your home equity.
The Relationship Between Home Prices and Equity
Home equity moves in sync with home prices. When prices rise, equity builds. When prices cool (even just slightly), equity growth does too. Here's how that’s played out lately.
After the record-setting home price surge of 2020 and 2021, a little cooling was inevitable.
Back then, the number of homes for sale hit a record low. That caused home values (and your equity) to shoot up significantly as buyers fought over limited inventory.
But prices couldn't continue to rise at that intense pace forever. The market had to moderate at some point, and that’s exactly what we&rsquo ...
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team raj jaggi, buyers, sellers, housing market, equity, home prices
Tuesday, October 28, 2025 / by Joyce Dungca
If your house isn’t selling, it may be your price. The #1 reason homes aren't bringing in offers today is because they’re priced too high for the current market, and that’s turning off buyers. But here’s the good news: you probably don’t need a big price cut to get results. Data shows the typical price reduction right now is only about 4%. And that small shift in your pricing strategy can make a real difference. If you’re ready for something to change, you have to be willing to make a change. Ask your agent how much they recommend based on what’s selling in your neighborhood right now. #HomeSellingTips #PriceReductions #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, home prices
Friday, October 24, 2025 / by Joyce Dungca
Scroll through your feed and you’ll see plenty of finger-pointing about why homes cost so much. And according to a national survey, a lot of people believe big investors are to blame.
Even though data shows that’s not true, nearly half of Americans surveyed (48%) think investors are the top reason housing feels so expensive (see graph below):
But that theory doesn’t actually hold up once you look at the data.
The Truth About Investors
Investors do play a role in the housing market, especially in certain areas. But they’re not buying up all the homes like so many people on social media say.
Nationwide, Realtor.com found only 2.8% of all home purchases last year were made by big investors (who own more than 50 properties). That means roughly 97% of homes were bought and sold by regular people, not corporate giants. Danielle Hale, Chief Economist at Realtor.com, explains:
“Investors do own significant shares of the ...
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team raj jaggi, buyers, sellers, housing market, home prices
Tuesday, October 21, 2025 / by Joyce Dungca
If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth.
The data doesn’t point to a crash. It points to slow, continued growth.
And sure, it’s going to vary by local area. Some markets will see prices rise more than others. And some may even see small, short-term declines. But the big picture is: home prices are expected to rise nationally, not fall, over the next 5 years.
The Real Story Is in the Expert Forecasts
In the Home Price Expectations Survey (HPES) from Fannie Mae, each quarter over 100 leading housing market experts weigh in on where they project home prices will go from here. And in the report that was just released, the experts agree prices are projected to climb nationally through at least 2029 (see graph below):
Here’s how to read this visual. Each bar in that graph shows ...
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team raj jaggi, buyers, sellers, housing market, home prices
Wednesday, October 15, 2025 / by Joyce Dungca
After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same.
More Homes Will Sell
With all of the affordability challenges at play over the past few years, many would-be movers pressed pause. But that pause button isn’t going to last forever. There are always people who need to move. And experts think more of them will start to act in 2026 (see graph below):
What’s behind the change? Two key factors: mortgage rates and home prices. Let’s dive into the latest expert forecasts for both, so you can see why more people are expected to move next year.
Mortgage Rates Could Continue To Ease
The #1 thing just about every buyer has been looking for is lower mortgage rates. And after peaking near 7% earlier this year, rates have started to ease.
The lates ...
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team raj jaggi, buyers, sellers, housing market, home prices, mortgage rates
