If you spend enough time online, you'd probably think home prices are crashing or they’re about too. But the data tells a different story. According to Realtor.com, home prices are still rising in 71% of housing markets across the country. That's the majority of markets. Yes, some areas are seeing slight price declines. But they're the exception, not the rule. That's why it's important to be careful about where you're getting your housing market information. The internet loves dramatic headlines. The data usually tells a more complete story. Want to know what's actually happening with home prices in our area? Send over a message. #HomePrices #NotACrash #KeepingCurrentMatters ...

 


Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.
Inflation Went Up – Here’s What That Actually Means
The government tracks inflation in a variety of ways. One is something called PCE – the Personal Consumption Expenditures Price Index. It measures how much more (or less) people are paying for goods and services compared to a year ago. And just based on your own expenses, you can probably guess which way that’s trending.
That’s the one everyone is talking about right now. Check out the yellow line to see how that’s spiked since February (see graph below). A big driver of this jump is the ongoing conflict in the Middle East, which has pushed gas and energy prices significantly higher.

Now, you may have noticed there’s a second li ...

 
Still deciding whether to buy your first home now or wait? Here’s something you’ll want to consider. Buyers who get into their first home around age 30 build about $119,000 more in net worth by age 50 compared to those who wait until their 40s. So, every year you spend saving for the "right" moment could quietly chip away at your future wealth. That doesn’t mean buy before you’re ready. But it does mean, if you’re ready and able to buy now, it may be a better strategy than waiting. DM me and let's map out what timeline fits your situation and our market. You might find that a head start matters more than waiting to save the "perfect" down payment. #FirstTimeHomebuyer #HomebuyingTips #KeepingCurrentMatters ...

 


Let's be real with each other for a second about affordability. Because you deserve someone who will be honest and transparent about what’s going on, especially if you’ve got a move on your mind.
Here’s the full picture of what’s happening and why. The good – and the bad. So, you know what it truly means for your move. Because while rates are certainly a big part of affordability, they’re not the only factor at play.
Mortgage Rates Have Been Rising
After a year or more of rates trending down, they’ve started to climb again. And, if you’re looking to buy, that’s not what you want to see. But it has happened. And here’s why.
Uncertainty is the enemy of mortgage rates.
And with lingering global uncertainty, ongoing tensions in the Middle East, and inflation refusing to fully cool off, there’s a lot that’s having an effect on rates. Colin Robertson, Founder of The Truth About Mort ...

 


Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.
But many are closer than they think. And you might be, too.
If you’re a Veteran, you probably know the Veterans Affairs (VA) home loan benefit exists – it's been around for over 80 years. What you might not know is what it actually covers. Three misconceptions trip up Veterans the most (see graph below):
Any one of those beliefs could be holding you back. Let’s walk through all three, so you have the information you really need.
You May Not Have To Put Any Money Down
The potential to put zero money down is probably the biggest perk of a VA loan, but most homebuyers don’t even realize that’s an option. According to the NewDay USA survey, many respondents guessed they’d need to save somewhere between $10,000 and $19,900 before they could buy. That’s years of saving for an upfront cost that isn ...