Foreclosures | Blog

Wednesday, January 21, 2026   /   by Joyce Dungca

Why Rising Foreclosure Headlines Aren’t a Red Flag for Today’s Housing Market

 


If you’ve seen headlines saying foreclosure activity has been climbing for 10 straight months, it’s easy to assume that's a sign of trouble for the housing market. But when you look at the full picture, a few simple truths become clear:

Today’s foreclosure numbers are in line with what’s considered normal
High home equity is keeping most homeowners in a strong financial position
None of the data points to a big wave of distressed sales that’ll crash the market

Foreclosure Filings Are Up 32%, But That Doesn’t Mean the Market’s in Trouble
If you peel the layers all the way back, what everyone is actually worried about is that we’re headed for a repeat of what happened in 2008. Back then, riskier lending practices and an oversupply of homes for sale brought home prices down and led to a significant increase in foreclosures. A lot of people felt the impact. But this isn’t the same situation.
Yes, ATTOM data& ...

  team raj jaggi, buyers, sellers, housing market, equity, home owners, foreclosures

Wednesday, September 17, 2025   /   by Joyce Dungca

A Near Record Low Percentage of Sales Are Foreclosures

 
Foreclosures aren’t flooding the market. Far from it. Only 2% of home sales in July were foreclosures or short sales. That’s close to a record low. And that's a very different story than 2008 crash. Want to know what’s happening in our area? Let’s connect. #Foreclosures #HousingMarketUpdate #KeepingCurrentMatters ...

  team raj jaggi, buyers, sellers, housing market, foreclosures

Wednesday, September 3, 2025   /   by Joyce Dungca

What Mortgage Delinquencies Tell Us About the Future of Foreclosures

You may be seeing headlines about how foreclosures are rising. And if that makes you nervous that we’re headed for another crash, here’s what you should know. 
According to ATTOM, during the housing crash, over nine million people went through some sort of distressed sale (2007-2011). Last year, there were just over 300,000.
So, even with the increase lately, we’re talking about numbers that are dramatically lower. But what does the future hold? Is a wave coming? The short answer is, no.
Here’s why. Experts in the industry look at mortgage delinquencies (loans that are more than 30 days past due) as an early sign for potential foreclosures down the line. And the latest data for delinquencies is reassuring about the market overall.
Right now, delinquencies as a whole are consistent with where we ended last year, which means we’re not seeing the kind of increase that would signal widespread trouble.
But there are some key indicat ...

  team raj jaggi, buyers, sellers, housing market, mortgage, foreclosures

Wednesday, July 23, 2025   /   by Joyce Dungca

The U.S. Foreclosure Map You Need To See

Foreclosure headlines are making noise again – and they’re designed to stir up fear to get you to read them. But what the data shows is actually happening in the market tells a very different story than what you might be led to believe. So, before you jump to conclusions, it’s important to look at the full picture.
Yes, foreclosure starts are up 7% in the first six months of the year. But zooming out shows that’s nowhere near crisis levels. Here’s why.
Filings Are Still Far Below Crash Levels
Even with the recent uptick, overall foreclosure filings are still very low. In the first half of 2025, just 0.13% of homes had filed for foreclosure. That’s less than 1% of homes in this country. In fact, it’s even far less than that at under a quarter of a percent. That’s a very small fraction of all the homes out there. But like with anything else in real estate, the numbers vary by market.
Here’s the map you ...

  team raj jaggi, buyers, sellers, housing market, home owners, foreclosures

Thursday, July 10, 2025   /   by Joyce Dungca

The Truth About Where Home Prices Are Heading

There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story. Here’s what’s actually happening, and what the experts project for home prices over the next 5 years. And spoiler alert – it’s not a crash.
Yes, in some local markets, prices are flattening or even dipping slightly this year as more homes hit the market. That’s normal with rising inventory. But the bigger picture is what really matters, and it’s far less dramatic than what the doom-and-gloom headlines suggest. Here’s why.
Over 100 leading housing market experts were surveyed in the latest Home Price Expectations Survey (HPES) from Fannie Mae. Their collective forecast shows prices are projected to keep rising over the next 5 years, just at a slower, healthier pace than what we’ve seen more recently. And that kind of steady, sustainable growth should be one factor to help ea ...

  team raj jaggi, buyers, sellers, housing market, home prices, foreclosures