Tuesday, June 2, 2026 / by Joyce Dungca
Still deciding whether to buy your first home now or wait? Here’s something you’ll want to consider. Buyers who get into their first home around age 30 build about $119,000 more in net worth by age 50 compared to those who wait until their 40s. So, every year you spend saving for the "right" moment could quietly chip away at your future wealth. That doesn’t mean buy before you’re ready. But it does mean, if you’re ready and able to buy now, it may be a better strategy than waiting. DM me and let's map out what timeline fits your situation and our market. You might find that a head start matters more than waiting to save the "perfect" down payment. #FirstTimeHomebuyer #HomebuyingTips #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, first-time home buyers
Monday, February 9, 2026 / by Joyce Dungca
Buying your first home can feel frustrating when the numbers don’t line up the way you expected. You may know you’re ready but finding something that fits your life and your budget is the hard part.
That’s where townhomes come in.
Townhomes are becoming a bigger part of today’s housing supply, and that shift is opening doors for first-time buyers in a way we haven’t seen in years. That’s because they offer a more realistic path to step into homeownership without stretching yourself too thin, especially in a market where affordability can still feel tight.
There Are More Townhomes To Choose From
Builders are building more townhomes than they have in decades. In fact, when you look at data from the National Association of Home Builders (NAHB), nearly 1 in 5 new single-family homes being built today is a townhome. That's the highest share on record (see graph below):
T ...
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team raj jaggi, buyers, sellers, first-time home buyers, homeownership, home builders
Tuesday, February 3, 2026 / by Joyce Dungca
Buying your first home can feel like a tough matchup today – which is why so many first-time buyers stay on the sidelines, waiting for an assist from the market. But the buyers who actually win don’t wait for the market to help them out. They take the ball and run. And here are some ways you can do that. With the right prep, maybe you’re not watching the big game at someone else’s house next year. You’re watching it from your own living room. If buying before next season is on your radar, let’s build a game plan that’ll make it happen. #HomebuyingTips #FirstTimeHomebuyer #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, first-time home buyers
Wednesday, January 28, 2026 / by Joyce Dungca
Who doesn’t love a top 10 list? Well, here are two top 10 lists for the housing market this year. But before you take a look, there’s something you should know.
If a move is on your radar for 2026, here’s the most important thing you need to understand upfront: there isn’t one housing market this year – there are many.
Experts agree 2026 is shaping up to be one of the most geographically split housing markets in years. Some areas are tilting in favor of sellers, while others are opening real doors for buyers. Who has the advantage depends almost entirely on where you are. Selma Hepp, Chief Economist at Cotality, puts it this way:
“Looking ahead to 2026, regional differences will remain pronounced, with demand favoring areas that offer both economic opportunity and relative affordability.”
To show just how divided the landscape is, here’s a look at where sellers are expected to have the upper ...
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team raj jaggi, buyers, sellers, housing market, first-time home buyers
Tuesday, January 6, 2026 / by Joyce Dungca
Many first-time buyers hit the same wall: saving enough for their down payment. In fact, a study found 31% of first-time buyers say it’s the hardest part of the entire homebuying process. But here’s something that could make that a whole lot easier. Even though most people aren’t aware, there are 2,624 down payment assistance programs available right now. And, qualifying buyers receive an average of $17k to use toward their purchase. That’s real money that can help you buy sooner than you ever thought possible. Want to see what you could qualify for? Reach out to a trusted lender today. #DownPayment #HomebuyingTips #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, first-time home buyers