Buyers | Blog

Wednesday, November 26, 2025   /   by Joyce Dungca

Why Buying a Home Still Pays Off in the Long Run

 


Renting can feel much less expensive and much simpler than buying a home, especially right now. No repairs, no property taxes, no worrying about mortgage rates – you just pay the bill and move on with your life.
But here’s the part people don’t talk about enough: renting doesn’t help you build your financial future. Meanwhile, homeowners grow their net worth just by owning a home.
So, if you’ve been wondering whether buying is still worth it, the long-term math is clearer than you might think.
Renting vs. Owning: How the Costs Really Compare
Let’s break down one of the key differences between renting and buying. When you rent, your payment goes to your landlord, and then it’s gone. When you own, part of your payment comes back to you in the form of equity (the wealth you build as the value of your home increases, and you pay down your home loan).
So, while renting may seem more affordable now, you have to remem ...

  team raj jaggi, buyers, sellers, housing market, home owners, homeownership

Tuesday, November 25, 2025   /   by Joyce Dungca

Thank You for Your Business This Year

 
 
Whether we’ve recently worked together, or it’s been a while, I’m so grateful for your trust and support this year. Helping people find a place to call home is truly at the heart of this work — and it’s something to be thankful for every single day. If anything comes up (big or small) for you or your loved ones, or if you just have a question about the market, reach out anytime and support is just a message away. Wishing you a season filled with comfort, good food, and all the things that make home feel special. #Thankful #RealEstateAgent #KeepingCurrentMatters ...

  team raj jaggi, buyers, sellers, housing market

Monday, November 24, 2025   /   by Joyce Dungca

4 Reasons Your House Is High on Every Buyer’s Wish List This Season

 


When the holidays roll around, travel plans, family gatherings, and all the chaos of the season may make you think it’s better to pull your listing off the market or to wait until 2026 to sell your house. But here’s the thing.
Waiting could mean missing out on a great window of opportunity. Because while other sellers are stepping away, you can lean in – and that might actually give you the edge. Here are 4 reasons selling now may be the better bet. 
1. Buyers This Time of Year Are Serious
Don’t let the season fool you. While casual browsers tend to step back around the holidays, serious buyers stay in the game. The people looking for homes right now usually aren’t just browsing. They’re ready to make a move and they usually want to close before the new year. As Zillow says:
“While more buyers have tended to shop in the spring and summer months, those shopping in the winter are likely to be motivated &mdash ...

  team raj jaggi, buyers, sellers, housing market

Thursday, November 20, 2025   /   by Joyce Dungca

The Top 2 Things Homeowners Need To Know Before Selling

 


Here’s something you should know before you sell your house. The homeowners who win in today’s market aren’t the ones waiting it out or stepping back. They’re the ones who adapt from the start.
A number of homeowners this year didn’t get the outcome they wanted. But it’s not because something’s wrong with the market. It’s because something wasn’t right with their expectations.
Realtor.com reports 57% more homes have been taken off the market compared to last year. That means they listed... but didn’t sell. But here’s the honest truth. It was mostly because of two things: price and timing.
And if the seller had come in with the right mindset on each, their sale would’ve gone differently. Here are the top 2 things you can learn from those other sellers.
1. Price It Right from Day 1
Let's start with the most common sticking point: the asking price. Today ...

  team raj jaggi, buyers, sellers, housing market, equity, home prices, home owners

Monday, November 17, 2025   /   by Joyce Dungca

The Housing Market Is Turning a Corner Going into 2026

 


After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market. Sellers are reappearing. Buyers are re-engaging. And for the first time in what feels like forever, there’s movement happening again.
No, it’s not a surge. But it is a shift – and it’s one that could set the stage for a stronger year in 2026.
So, what’s driving the comeback? Here are three big trends that are slowly breathing life back into the housing market right now.
1. Mortgage Rates Have Been Coming Down
Mortgage rates are always going to have their ups and downs – that's just how rates work. Especially with the general economic uncertainty right now, some volatility is to be expected. But, if you zoom out, it’s the larger trend that really matters most.
And overall, rates have been trending down for most of this year (see graph below):
And in just t ...

  team raj jaggi, buyers, sellers, housing market, mortgage rates, home owners, home buyers