Tuesday, March 10, 2026 / by Joyce Dungca
Spring brings more listings, more buyers, and more competition to the housing market. And in such a busy season, knowing what to expect is key. That’s where the Spring Buyer & Seller Guides come in. These just-released guides are packed with market updates, expert insights, and real-life advice for today’s market. If a move is on your radar this season, you’ll want this in your hands. DM me or drop a comment with “BUYER” or “SELLER” below. And I’ll make sure you get a digital copy. #Homebuying #HousingMarketUpdate #KeepingCurrentMatters ...
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team raj jaggi, buyers, sellers, housing market, home buying
Monday, March 9, 2026 / by Joyce Dungca
Mortgage rates have already dropped into the upper 5s twice this year. But after just a few days, they ticked back up into the low 6% range. If you saw that and thought, “Great. I missed it,” you’re not the only one.A lot of buyers are treating the 5s like some kind of magic number. As if moving from 6.1% to 5.99% suddenly changes everything. And from a mindset perspective, it does feel different.But here’s the part most people don’t actually run the math on.The Payment Difference Isn’t What You ThinkLet’s say you’re looking at a $500,000 home loan. At 6.1%, generally speaking, your principal and interest payment is roughly $3,030 per month. At 5.9%, it’s about $2,966 per month.That’s a difference of only $64 a month.Not $300.Not $500.Sixty dollars.Let that sink in for just a moment.Yes, over time that $64 a month can add up. But it’s far from the dramatic swing many buyers imagine when they say they’re “waiting for the 5s.”The psychological impact of seeing a . ...
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team raj jaggi, buyers, sellers, housing market, mortgage rates
Thursday, March 5, 2026 / by Joyce Dungca
Homeowners looking to sell usually want three things: plenty of interested buyers, strong offers, and a short timeline. Spring is the season that most often delivers all three.
So, if a move has been on your mind this year, this is the window where momentum tends to work in your favor. Here’s what makes this season so powerful for sellers.
1. More Buyers Will Be Looking
Typically speaking, in the housing market, there’s no more popular time to move than the Spring. Historically, data coming out of ShowingTime proves that’s when buyer activity peaks each year. Take a look for yourself (see graph below):
And this year, there’s more than just the seasonal trend working in your favor. Mortgage rates are also sitting near 3-year lows – and that combination matters.
More buyers + improving affordability = more eyes on your house.
That doesn’t mean the market will return to the frenzy of the pandem ...
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team raj jaggi, buyers, sellers, housing market, spring market, spring sellers
Wednesday, March 4, 2026 / by Joyce Dungca
You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder:
Is this the start of a crash?
What does this mean for my house?
Let’s clear this up right away. This is not a crash. And your home is not suddenly losing a lot of value.
The National Story – Prices Are Still Going Up
Here’s what often gets left out of what you’re seeing online. While some markets are experiencing slight declines, they’re the minority. Most places are still seeing prices rise or at the very least, hold steady.
That’s why, at the national level, home prices are still rising, just at a slower pace. According to the National Association of Realtors (NAR):
“Home prices continued to rise in the fourth quarter of 2025. National median prices rose 1.2% year over year to $414,900.”
That’s not the rapid g ...
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team raj jaggi, buyers, sellers, housing market, home prices, home owners
Tuesday, March 3, 2026 / by Joyce Dungca
Homebuilders are in deal mode right now. Here’s why. There are more new builds on the market than usual. Now, this doesn’t mean builders are overbuilding. But it does mean they're motivated to sell their current inventory before they build more – and that’s good for buyers like you. It’s why the majority are offering incentives like rate buydowns, closing cost credits, and free upgrades. And roughly one-third are even cutting prices. The opportunity to get a good deal is there. You just need a partner to help you make the most of it. DM me if you want to know which builders are offering the best incentives in our area. #NewConstruction #Homebuilders #KeepingCurrentMatters
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team raj jaggi, buyers, sellers, housing market, homebuilders, new construction